It is invisible. You will not know it happened until you check your statement.
It targets contactless cards. Many seniors now use tap-to-pay for its convenience.
It is fast. The entire theft happens in seconds, and you won’t feel a thing.
Switch to an RFID-blocking wallet. These wallets contain a special lining that blocks the signals from your cards. They are inexpensive and widely available online or at department stores.
Use an RFID-blocking sleeve. If you do not want to buy a new wallet, you can buy individual sleeves for your cards. They work just as well.
Turn off contactless payments on your debit card. Call your bank and ask them to disable the tap feature on your card. You can still use the chip or swipe it, but the contactless function will be turned off.
Use a credit card instead of a debit card. Credit cards offer stronger fraud protection. If someone steals your credit card number, you are not personally liable for the charges. With a debit card, the money comes directly out of your bank account.
Cover your card with your hand when tapping. Hold your hand or a piece of paper over your card while you tap. This helps block the signal from any nearby devices.
Check your bank statements every day. Set up a routine to review your transactions online. Look for small, unfamiliar charges. Thieves often test with a small amount before making a larger purchase.
Set up transaction alerts. Most banks will send you a text or email for every transaction over a certain amount. This helps you catch fraud early.
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